Flexible Asset Bond

This is a single premium life assurance plan which offers a choice of Unit Linked Funds that invest in a range of low risk assets in order to provide you with capital growth on your original investment. Alternatively, if you would like to receive a regular income from your investment, automatic partial withdrawals allow you to take income from your Bond on a monthly or annual basis.

The Bond is open-ended and therefore the length of your investment is entirely your choice.

The Flexible Asset Bond offers a choice of three Funds:

The Flexible Asset Bond Variable Rate Fund:

This is a no notice fund where the unit price will normally increase in line with the customer rates published by Cardif Pinnacle. In order to keep your investment as safe as possible, the fund invests in a diversified range of major institutions with a Standard and Poors credit rating (or equivalent) of A- or above.

The Flexible Asset Bond 30 Day & 90 Day Notice Funds:

These are similar to the Variable Rate Fund but require the appropriate notice for withdrawals and switches. In return for the notice periods the rates offered are normally higher than the Variable Rate Fund.

The minimum investment is £100,000 but you can top-up your Bond at any time, the minimum top-up is £50,000. For full investment details please read the Key features and Brochure.

We only provide information on our own products and do not provide advice. If you are unsure whether our products are suitable for your financial planning needs, you should consult an Independent Financial Adviser who can help you decide but may charge a fee for any advice given.