Board Of Directors

Qualifications: Graduate of HEC Business School (Paris)

Career History: Gerard Binet commenced working for Compagnie Bancaire - Cardif's previous parent company - in 1977. He was appointed Cardif's Head of Planning and Control in 1985, since when he has been instrumental in the Group's rapid international expansion.

Current responsibilities & date of appointment: As well as being Chairman of Cardif Pinnacle's Main Board (appointed November 2007), Gerard is Deputy Managing Director, and Head of Development and Strategy, for BNP Paribas Assurance. He is also a Member of the Executive Committee of BNP Paribas Assurance.

Qualifications: Chartered Accountant

Career History: Peter Box was an audit and business advisory partner at PricewaterhouseCoopers, to a broad range of companies from large international businesses to specialist national firms in his 39-year career. In particular, through his focus on the insurance industry, he has developed a deep understanding of the major issues affecting the sector, both in the UK and around the world, and has significant experience of regulatory and governance matters. He retired from PricewaterhouseCoopers in 2009 to pursue a career working with companies in a non-executive director role.

Current responsibilities & date of appointment: Peter joined the Cardif Pinnacle Group Board in September 2012 where he Chairs the Audit Committee and serves on the Remuneration Committee. He also serves as a Vice Chairman and non-executive director of Marsh Limited and a non-executive director of Pool Reinsurance and Family Investments.

Qualifications: LLB, LLM, Solicitor, FRSA

Career History: Nik has over 35 years experience of advising insurers and underwriters in respect of a variety of claims, but in particular in relation to coverage. He has held several management roles within law firms together with a number of Non-Executive Directorships in the insurance industry, in particular he chaired Domestic and General Group Limited. Nik's experience complements the Company's strategy of strengthening the core product offering and assists the Board in diversifying the underwriting portfolio. With the constantly changing regulatory landscape, Nik's significant legal background and experience is a positive contribution to the Board in helping them navigate the impact of such changes.

Current responsibilities & date of appointment: Nik joined the Cardif Pinnacle Group Board in November 2012 where he Chairs the Remuneration Committee and serves on the Audit Committee. He also serves as a Non-Executive Director of Aviva Insurance, is Chairman of the Royal School of Needlework and continues his practice as a lawyer at Hill Dickinson LLP.

Qualifications: BSc, FCA

Career History: Andrew began his accountancy career at RSM Robson Rhodes in 1995 working predominantly in Audit but also in Marketing and Forensic. In 1999, he moved to Prudential where he held a number of roles in Audit and Corporate Finance and joined RSA Group in 2005, gaining a broad range of experience including Investor Relations, Finance and Merger and Acquisitions.

Andrew joined Cardif Pinnacle as Chief Financial Officer in March 2013 and was promoted to Managing Director in December 2015

Education & Beginnings: Stanislas Chevalet, 50, is a graduate of the EM Lyon business school. He joined the banking division of Paribas in 1986, subsequently holding a series of positions in financial management before integrating the international banking unit (North America).

Career History: In early 1994, he enters the Paribas Affaires Industrielles private equity business as Head of the retailing and leisure industries, overseeing the restructuring of Banque Continentale du Luxembourg.

In 1997, he was named Head of purchasing and in 2005, he was appointed Head of the Group Operational Efficiency unit. In September 2007, Stanislas Chevalet joined the Executive Committee of BNP Paribas Assurance (which became BNP Paribas Cardif in 2011) and was named Head of the Cardif network and relations with external partners.

In 2009, he has been Head of Efficiency Technology and Operations and the Digital & Brokers Channel which included the following countries: Belgium, Luxembourg, the Netherlands and the United Kingdom.

Today: Stanislas Chevalet is Chief Operating Officer and a member of the Executive Committee of BNP Paribas Cardif.

Education and beginnings: Jean-Bertrand Laroche, 52, is a graduate of the Institut d'Etudes Politiques of Paris (economics & finance department).

Career History: Jean-Bertrand Laroche started his career in 1996 within Groupe Prado (now part of AG2R - La Mondiale, a leading welfare and pension French institution), subsequently holding a series of positions in finance, asset management and insurance before becoming Deputy General Manager. He entered the BNP Paribas Group in 1997 as Head of Cardif in Italy. In 2002, he moved to the BNP Paribas Cardif International Department to take in charge Southern, Central and Eastern Europe.

He joined the Executive Committee of BNP Paribas Cardif in 2007, as co-Head of International covering Asia, Latin America and Emerging markets. In 2009, Jean-Bertrand Laroche was appointed Head of Partnerships Channel.

Today: Jean-Bertrand Laroche has been Head of International Markets since 2014 (Europe excluding Domestic Markets, Asia and Latin America). He is Chief Operating Officer and a member of the Executive Committee of BNP Paribas Cardif.

Qualifications: Matt Lorimer, 49, is a Solicitor having graduated in Business Law in 1989 before completing the Law Society's Final Exam at the College of Law in 1990.

Career History: After qualifying in 1992, Matt worked in private practice before joining the Legal Department of Bank of Ireland in London in 1999 becoming Head of Legal Business Financial Services in 2001.

In 2006 he joined the Legal Department of Cardif Pinnacle as Head of Legal and became General Counsel for the Cardif Pinnacle group in 2010 joining the Board in 2015.

Today: Matt acts as General Counsel and Company Secretary for Cardif Pinnacle with responsibility for legal and regulatory affairs, Customer Relations and Business Risks and Controls. He chairs the Customer & Conduct and Internal Controls Committees.